@article{eiu2024the,
  title   = {The Effects of Financial Literacy on Financial Planning and Wealth Management – The Malaysian Scenario},
  journal = {EIU Journals},
  year    = {2024},
  url     = {https://journals.eiu.ac/article/the-effects-of-financial-literacy-on-financial-planning-and-wealth-management-the-malaysian-scenario/}
}